Professional Indemnity Insurance (PII) provides cover for claims alleging an error or omission (hence sometimes called E&O) in the provision of a professional service. Typically, such cover is purchased by traditional “professions” (where it is often compulsory) but it is increasingly considered essential for a wide range of firms and businesses offering any kind of specialist service to their clients.

Such claims can be covered whether they arise under common law such as negligence or as a breach of contract and, crucially, in addition to the core cost of any claims PII includes the costs of investigating and defending claims. Cover can also benefit from a wide range of extensions including awards by ombudsmen / adjudicators and intellectual property infringement.

Hera Indemnity are specialist PII brokers. We have a wide access to the PI insurance market and close working relationships with blue-chip insurers through whom we arrange competitive insurance protection, tailor-made for your business. Professional Indemnity Insurance claims and the associated costs can be substantial, and their impact is often much more than just financial. Your professional reputation and financial security are paramount making it essential you have insurance to protect both.